This page collects the disclosures that apply to MarylandPlanFinder.com in one place. It sits alongside our Privacy Policy, which governs how we handle your information, and our Terms of Use, which governs your use of this site.
MarylandPlanFinder.com is owned and operated by ACG Health Solutions, LLC, a Florida limited liability company and a licensed health insurance producer, National Producer Number 21249133. We are an independent insurance agency. We place coverage with insurance carriers; we are not an insurance carrier and we do not underwrite, issue, or administer any policy, pay or deny any claim, or set any premium.
Our licensure and the products we are appointed to sell vary by state, and not every product discussed on this site is available in every state or in every county within a state.
MarylandPlanFinder.com is a private, independent website. We are not affiliated with HealthCare.gov, the Centers for Medicare & Medicaid Services, the Social Security Administration, the federal government, the State of Maryland, any state-based health insurance marketplace, or any insurance carrier. Nothing on this site is an official government communication.
The official federal marketplace is HealthCare.gov. Official Medicare information is at Medicare.gov.
We are compensated by insurance carriers in the form of commissions, and in some cases administrative or renewal fees, when coverage is placed through us. We do not charge consumers a fee to receive a quote or to enroll.
Our compensation does not increase the premium you pay. Premiums for the plans shown on this site are filed with and approved by state and federal regulators, and the same plan costs the same whether you buy it through us, through another licensed agent, or directly from the marketplace.
Commission amounts differ between carriers and between products. We present options based on your stated needs rather than on what we are paid, and you are free to ask any producer you speak with how they are compensated for a particular recommendation.
Any premium, subsidy, deductible, or out-of-pocket figure shown on this site is an estimate, generated from the information you supply and from plan data published by the applicable marketplace or carrier. It is not an offer of coverage, not a binding quote, and not a guaranteed rate.
Final premium, advance premium tax credit amount, cost-sharing reduction eligibility, provider network, drug formulary, plan availability, and effective date are determined by the carrier and the applicable marketplace, and are confirmed only at enrollment. Plan availability and pricing change from year to year and vary by county.
Eligibility for any government program, premium tax credit, cost-sharing reduction, or special enrollment period is determined by the applicable marketplace or agency, not by us and not by this site.
This site discusses both ACA-compliant major medical coverage and other products, which may include short-term medical plans, fixed indemnity plans, accident and critical illness plans, and other supplemental products.
Products that are not ACA-compliant may not provide minimum essential coverage, may not cover pre-existing conditions, may not cover the ten essential health benefits, may impose annual or lifetime limits, and may be medically underwritten, meaning you can be declined or rated based on your health. Where a product is not ACA-compliant, a licensed producer will tell you so before you apply. If you are unsure which kind of coverage you are looking at, ask.
We are a third-party marketing organization for Medicare purposes. Medicare has neither reviewed nor endorsed this information.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE to get information on all of your options.
Enrollment in a Medicare Advantage or Medicare Part D plan is generally limited to specific enrollment periods. Medicare Supplement (Medigap) policies are medically underwritten outside of your Medigap open enrollment period or an applicable guaranteed-issue right, which means you can be declined or charged more based on your health.
Content on this site is general education, not personalized advice, and is not a recommendation that a particular plan is suitable for you. Subsidy and deduction discussions are general in nature; tax outcomes depend on your full return. Consult a licensed producer for coverage decisions, and a qualified tax or legal advisor for tax or legal questions.
We intend this site to be usable by everyone, and we work toward conformance with the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. Accessibility is an ongoing effort and some content may not yet fully conform. If you encounter a barrier, or need information from this site provided in another format, call us toll-free at (877) 417-2421 and we will provide the information you need by another means.
To raise a question or a complaint about our conduct or about coverage placed through us, call us toll-free at (877) 417-2421 or use the contact form on this site.
You may also contact your state insurance regulator directly. Residents of Maryland may file a complaint with the Maryland Department of Insurance, which regulates insurance producers and carriers in the state. Complaints involving the federal marketplace may be directed to HealthCare.gov or 1–800–318–2596; complaints involving Medicare may be directed to Medicare.gov or 1–800–MEDICARE.
© 2026 ACG Health Solutions, LLC. Content on this site is owned by or licensed to ACG Health Solutions, LLC. Carrier names, plan names, and other third-party marks are the property of their respective owners and are used for identification only. See our Terms of Use for permitted uses.