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Terms of Use

Effective Date: January 1, 2026  ·  MarylandPlanFinder.com (marylandplanfinder.com)

By accessing or using marylandplanfinder.com (the “Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use this Site. These Terms apply to all visitors and users of the Site.

1. About This Site

MarylandPlanFinder.com is an independent health insurance resource operated by ACG Health Solutions, LLC. We are not affiliated with HealthCare.gov, the federal government, or any insurance carrier. The Site provides general educational information about health insurance options and connects individuals with licensed insurance producers.

2. Not Insurance Advice

Content on this Site is for general informational purposes only and does not constitute personalized insurance advice, legal advice, or financial advice. Plan availability, premiums, and eligibility requirements vary by state and individual circumstances. You should consult a licensed insurance professional before making coverage decisions. Submitting a form on this Site connects you with a licensed agent who can provide personalized guidance.

3. Licensing Disclosure

ACG Health Solutions, LLC operates as a licensed health insurance producer (NPN #21249133). We are licensed to sell health insurance products in certain states. Availability of services may vary by state.

4. Accuracy of Information

We strive to keep information on the Site current and accurate. However, insurance regulations, plan designs, premiums, and eligibility rules change frequently. We make no representations or warranties regarding the completeness, accuracy, or timeliness of any content on the Site. You should independently verify information before relying on it.

5. User Conduct

You agree not to:

6. Intellectual Property

All content on the Site, including text, graphics, logos, and design elements, is owned by or licensed to ACG Health Solutions, LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from Site content without our prior written permission.

7. Third-Party Links and Resources

The Site may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content or practices of any third-party site. Access to third-party sites is at your own risk.

8. Disclaimer of Warranties

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ACG HEALTH SOLUTIONS, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE SITE SHALL NOT EXCEED $100.

10. Indemnification

You agree to indemnify, defend, and hold harmless ACG Health Solutions, LLC and its affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your violation of any third-party rights.

11. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law provisions. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Florida.

12. Changes to These Terms

We may update these Terms at any time. The “Effective Date” at the top of this page indicates when the Terms were last revised. Continued use of the Site after changes constitutes your acceptance of the revised Terms.

13. Contact Us

For questions about these Terms, contact us at: [email protected]